There are some techniques that can help you pay off your debt and do not require expensive loans, invasive credit checks, or expensive financial planners and accountants. You can also save on interest charges by paying off your debts in a certain order.
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Radhika
credit card deals
Dolan Do's for Choosing the Right Credit Card
Categories: Credit Smarts
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There are hundreds of credit cards out there with a dizzying array of features...and, of course, each card claims to be better than the other!
How do you choose? Here are our top five tips for finding the right card for you:
- Get a card with a no annual fee!
- You want a minimum grace period of 20 days, but we prefer 25 or more.
- Make sure you get $0 fraud liability, now available on many cards. It's a must in this age of identity theft.
- Shop for the lowest annual percentage rate (APR) you can qualify for. If you pay off your balance every month, which we HIGHLY recommend, the APR is less important because you're not paying interest.
- More than 60% of cards offer "rewards" like rebates, cash back on purchases, etc. These cards can indeed save you money, but only if you pay off your balance every month and don't have to pay an annual fee. Otherwise, you're just giving the rewards right back to the credit card company!
Now that you've found the right card, make sure you get the most out of it with these credit-savvy tips:
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January 27, 2010 3:45 PM
updated: January 27, 2010 3:48 PM
February 4, 2010 4:54 AM
This is really an informative blog site and i would like to thank the writer for the useful tips provided to buy a credit card. I am really thankful to the writer. I was in real confusion as i was looking to buy one.
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February 4, 2010 4:57 AM
updated: February 4, 2010 4:59 AM
This is really an informative blog site and i would like to thank the writer for the useful tips provided to buy a credit card. I am really thankful to the writer. I was in real confusion as i was looking to buy one.
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Credit Card
February 15, 2010 2:40 AM
updated: February 15, 2010 2:42 AM
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Ema
http://www.easyfinancialbliss.com
February 21, 2010 5:03 PM
I agree with your advice. In addition, if you are going to apply for a rewards credit card then I would strongly recommend that you apply for a cash back credit card. Cash back credit cards are the best rewards credit cards because you can spend cash anywhere and you do not have to worry about all the different redemption rules that credit card companies have in order to dilute the true value of your credit card rewards points.
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