Don’t you love beating the IRS? We get a perverse pleasure from not paying taxes, so we put together some tips to help you pay less to the IRS.

• Points you pay for a mortgage or loan for improvement of your home.
• Unemployment and disability taxes your state withholds.
• Expenses related to seminars you attend for business purposes. Deductible items include registration fees, travel, lodging and 80% of the cost of your meals.
• Travel expenses you incur when checking on income-producing property.
• Cost of telephone, postage, office supplies and automobile operation (trips to and from broker).
• Books, magazines, and newsletters on investment, financial, or tax matters, including appropriate daily papers (e.g., The Wall Street Journal, The New York Times).
• Out-of-pocket expenses incurred in changing jobs. Include the cost of printing résumés or traveling to an interview.
• A portion of health insurance for the self-employed.
• Deductible items on December credit card statement, even if paid in the following year.
• Medical expenses.
• Charitable contributions.
• Miscellaneous business expenses.

Remember: You can only deduct business and miscellaneous deductions if they exceed 2% of your adjusted gross income.

It doesn't end there! We have even more tax advice that will help save you money. Check out these other articles in our Taxes section:

• Make Your Deductions Airtight
• Don't Let Uncle Sam Keep Your Money
• Tax Tips: Don't Miss This Free Money!