Online banking is one of the most convenient way to process your financial aspects. However, giving your private in formations online are vital to your personal security. Every year, a new awful computer virus goes cruising for all of our most sensitive information - this year it is the Kneber Botnet. It has some nasty parts of the ZeuS Trojan and Waledac Trojan programs, and it knows exactly where to get your vital info - so be diligent about what websites you enter ANYTHING into, especially your Facebook login and any banking info - otherwise there might be payday loans or credit cards with your name on them that you didn't sign up for. It affects Windows XP so far more than any other OS, but everyone should be mindful of what sites they divulge information on, and exercise good judgment.