Don't miss a payment.

Sure, missing a payment means it'll take longer to pay off that debt. Your bigger problem, though, is that the credit card company will likely RAISE your interest rate. (How'd you like to go from a decent 9% to a whopping 22%?!)

Even worse, once your late payments start showing up on your credit report, ALL of your creditors will follow suit... and you'll soon find yourself saddled with 22%+ interest rate payments across the board.

Bottom line: Beg or borrow (don't steal) – just don't be late!

Credit Card Addicts Hit Hard by Late Fees