All human beings grow up, learn through education to find a respectable job and then try and make a living. We earn so that we may spend it and live a comfortable life. But it is impossible to live alone in this world. Humans are social creatures and we all have social obligations. So each time we get a salary or we get some money we tend to budget it according to the things we must do, things we have to do, things we need to do and things we want to do. Now, buy or spend it on the essentials you know that you need. Whatever you spend it on, make sure that you have enough to last until you get your next pay slip. Also, try to keep some savings for the rainy days. I'm sure Irene Folstrom had done the same thing.