Calculators

Our goal here at Dolans.com is more than just giving you advice and tips on your money matters. It's to empower you to take action, to get the most out of your money so you can have the life you want for you and your family.

To help you make the best decisions for your particular situation, we're thrilled to provide you with all of these useful calculators. We did these calculations for years with pencil and paper, so we think these are great! Please take full advantage of them.

Cash Flow Calculators

• What Is The Value Of Reducing, Postponing or Foregoing Expenses?
• What Is My Projected Cash Flow?
• Should My Spouse Enter The Work Force?
• What Is My Current Cash Flow?
• What Is My Current Net Worth?
• What Is My Projected Net Worth?
• How Long Will My Money Last With Systematic Withdrawals?
• How Much Do I Need For Emergencies?
• Should I Pay Down Debt Or Invest My Monthly Surplus?
• How Much Am I Spending?

College Calculators

• What Are The Advantages Of A Coverdell ESA?
• How Much Should I Be Saving For College?
• What Are The Advantages Of A 529 College Savings Plan?
• What Is The Value Of A College Education?
• What Are The Payments On A Parental (PLUS) Loan?
• Commuting Vs. Living On College Campus

Credit Calculators

• Which Is Better: Cash Up Front Or Payments Over Time?
• Should I Pay Off Debt or Invest?
• How Long Until My Loan Is Paid Off?
• What Would My Loan Payments Be?
• Lease Versus Purchase Car Calculator
• What Is The Balance On My Loan?
• Harassed By Collection Agencies?
• What Is The Impact Of Making Extra Payments On My Debt?
• Do Your Debts Outweigh Your Retirement Funds?
• Is 0% Financing Really a Better Deal?

Home & Mortgage Calculators

• Should I Rent or Buy A Home?
• Should I Refinance My Mortgage?
• Comprehensive Mortgage Calculator
• Should I Pay Discount Points For A Lower Interest Rate?
• Should I Convert to a Bi-Weekly Payment Schedule?
• Which is Better: Fixed or Adjustable-Rate Mortgage?
• Compare A 'No-Cost' Versus Traditional Mortgage
• What Are The Tax Savings Generated By My Mortgage?
• Adjustable Rate Mortgage Calculator
• Comparing Mortgage Terms (i.e. 15, 20, 30 year)

Insurance Calculators

• What Are My Needs For Burial And Final Expenses?
• How Much Disability Income Do I Need?
• What Are My Chances of Becoming Disabled?
• What Are My Long-Term Care Needs?
• How Much Will I Earn In My Lifetime?
• What Are The Tax Advantages Of An Annuity?
• How Long Will My Current Life Insurance Proceeds Last?
• What Is The Future Value Of An Annuity?
• How Much Life Insurance Do I Need?
• What Is My Life Expectancy?

Investment Calculators

• Taxable vs. Tax-Deferred Savings?
• How Should I Allocate My Assets?
• Compare Taxable Versus Tax-Free Investment Return
• What Is The Value Of A Bond?
• What Is The Value Of Compound Interest?
• What Is The Value Of A Call Or Put Option?
• What Is My Risk Tolerance?
• What Is The Long-Term Impact Of Increased Investment Return?
• Certificate Of Deposit (CD) Analyzer
• What Is The Return On My Real Estate Investment?

Paycheck & Benefits Calculators

• How Will Payroll Adjustments Affect My Take-Home Pay?
• How Much Will My Company Bonus Net After Taxes?
• From Hourly to Salary
• Convert My Salary To An Equivalent Hourly Wage
• What Is The Future Value Of My Employee Stock Options?
• What May My 401(k) Be Worth?
• What Is The Impact Of Increasing My 401(k) Contribution?
• Should I Exercise My 'In-The-Money' Stock Options?

Qualified Plans Calculators

• How Much Can I Contribute To An IRA?
• How Much Retirement Income May My IRA Provide?
• Should I Convert To A Roth IRA?
• What Is The Impact Of Borrowing From My 401(k) Plan?
• What Is The Impact Of Early Withdrawal From My 401(k)?
• Self-Employed Retirement Plan Maximum Contribution Calculator
• Net Unrealized Appreciation (NUA) vs. IRA Rollover

Retirement Calculators

• How Will Retirement Impact My Living Expenses?
• How Much Will I Need To Save For Retirement?
• Are My Current Retirement Savings Sufficient?
• Social Security Retirement Income Estimator
• How Does Inflation Impact My Retirement Income Needs?
• I'm Retired, How Long Will My Savings Last?
• When Should I Begin Saving For Retirement?
• Should I Convert Discretionary Expenses To Savings?
• Our 401k Calculator: How Much Could You be Making?
• Compare the Roth 401(k) to a Traditional 401(k)

Saving Calculators

• The Ninth Wonder of the World
• Income Generated By A Savings Plan
• How Long Until My Savings Reach My Goal?
• Save Now vs. Save Later
• How Much Should I Save to Reach My Goal?
• Calculate Rate Of Return
• How Do Taxes and Inflation Impact My Investment Return?
• What Is The Effective Annual Yield On My Investment?
• How You Can Become a Millionaire
• How Long Will It Take To Double My Savings?

Taxation Calculators

• What Is My Potential Estate Tax Liability?
• 2007 Federal Income Tax Estimator
• Should I Adjust My Payroll Witholdings?
• Will My Investment Interest Be Deductible?
• How Much Self-Employment Tax Will I Pay?
• Capital Gains (Losses) Tax Estimator
• Compare Taxable, Tax-Deferred And Tax-Free Investment Growth
• How Much Of My Social Security Benefit May Be Taxed?
• What Are The Tax Implications Of Paying Interest?
• Should I Itemize Or Take The Standard Deduction?