Salary Bargaining and Negotiation 101
Whether you're just beginning your career or a job hunting veteran, you can get a higher paying offer if you follow these tips.
- Know what companies are paying by getting salary information from www.salary.com or www.payscale.com before the interview.
- Choose a range of salary. If the job you want pays $42,000, put your request in the $40,000 to $45,000 range.
- Don't be the first one in the interview to bring up money. When asked how much you expect to make, counter with, "What does the job pay?" If you don't get an answer, use the range. If you don't hear what you want, don't cave in or get demanding. Ask for a day or two to think it over. You get a chance to work out the economics, and the interviewer may take the time to make a better offer.
If you can't arrive at your desired salary, offer options. Maybe more vacation or a three or six month salary review.
Know what you want and firmly go after it.
If you want to get smarter about everything-money, here's what we want you to do: Sign up for our FREE email tip-letter, Your Money Matters with the Dolans. It's loaded with advice to make your life simpler and more rewarding - and it's FREE. Click here.
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Child Savings AccountsWhen opening a savings account for your child, make sure their Social Security number is used as the account's tax identification number. That way, as long as your child is under age 14, interest earned will be taxed at your child's lower tax rate, not at your tax rate. This rule holds true as long as your child earns less than $1,300 a year in interest. |
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