Ah, to be debt-free. Sounds appealing, doesn’t it? Imagine not owing one plug nickel to a single soul. And not having a stack of bills piled high on your desk every month. Talk about true freedom!

Living a debt-free life ultimately comes down to one very important decision: You can choose to buy “things” whenever you want them (which, unfortunately, often requires putting those items on credit) OR you can opt to SAVE for what you want ... or even forgo some of those finer (and pricier) things in life altogether.

It’s not so difficult, really, once you change your mindset. Ken and I (Daria here) have been debt-free for all but the very early years of our marriage. Since we paid off those bills oh-so-long ago, we’ve been living rich every day!

So what follows are 10 key steps that you can and should take to live a financially-healthy life — free from headaches, worries and, of course, those seemingly never-ending bills. Take a look ...

Next: Step #1:Assess EVERYTHING You Owe

Get our FREE e-letter. Click here!

1

2

3

4

5

6

7

8

9

10

11

1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | next

   

What the New Credit Card Legislation Means to YOU

We dug into the law to find out if this is actually good news for us consumers or another toothless attempt from Washington that will fall flat. Read More.

Eight Warning Signs You're in Credit Trouble

We know how easy it can be to slip even further behind if you don't pay attention the warning signals along the way. Take a look at these eight signs you may be in credit trouble before it's too late. Read More.

7 Things You Must Know About the New FICO Scores

There are seven major changes to the way your credit score is calculated that you must know about. Discover what they are and what they mean for you here. Read More.

11 Places to Find FREE Money!

We could all use some extra cash these days, and we're going to show you just how easy that can be! Read More.

7 Steps to Boost Your Credit Score

There ARE plenty of things you can do over time to improve your credit. Start with these seven steps. Read More.

11 Ways to Find Extra Money NOW!

We could all use some extra cash these days, and we're going to show you just how easy that can be! Read More.

9 Ways to Recession-Proof Your Life

A roller-coaster economy like ours can leave you feeling uneasy and unprotected. We want to put you back in the driver's seat! Take control with these 9 steps. Read More.