Boost Your Profits – Instantly!
We've made no bones about our belief that 2008 will not be an easier year for many of us. (Read our most recent alert at Dolans.com.) When the market is so uncertain and profits are harder to come by, we like to fall back on one of the oldest business principles around:If less money comes in, you can boost your profits but cutting back on the money going out.
Hey Dolans, you may say, that's all fine and good. But where the heck am I supposed to find this "extra" money to cut back on?
Here's a simple way to save immediately: Your insurance agent may have told you that a $250 deductible on your health insurance policy will give you fewer "out of pocket" costs when you make a claim. That's true, but you were probably never told how much lower your premiums would be if you had a $1,000 deductible!
Raise your deductible to $1,000, and you'll pocket the premium savings if you stay healthy throughout the year. If you should get sick, and have to pay the $1,000 deductible, you'll still likely be ahead of the game.
Even if you only raise it to $500, you'll still save money! Every little bit helps. After just a few years, chances are you will have saved a lot more than you would have to pay out of your pocket if you even have to file a claim.

This is one of many smart money we have to share with you in our brand-new 30-Day Quick-Start Plan. We wish a plan like this one had been around when we were trying to wrestle our finances into a manageable state early in our marriage!
We HATE to spend more than we have to spend on essential expenses, such as insurance, banking, mortgages, investments and more. In this special report, you'll find ways to spend less in just about every area of your life.
Let us tell you about a whopper right now that can literally save you thousands.
Banking
- Citigroup Bailed Out: Is Your Bank at Risk?
- Watch Those Overdraft Fees!
- Alert: What the FDIC Doesn't Cover
Live Richly
- Watch Out for the Holiday Gift Card Grinch!
- Secrets of Millionaires (And How You Can Become One, Too!)

- How to Claim Your "Missing" Money

Retirement Center
Dolan Recommended: College Resources |
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Child Savings AccountsWhen opening a savings account for your child, make sure their Social Security number is used as the account's tax identification number. That way, as long as your child is under age 14, interest earned will be taxed at your child's lower tax rate, not at your tax rate. This rule holds true as long as your child earns less than $1,800 a year in interest. |
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