Q: Could my bank still fail?

A: Yes, your bank could absolutely still fail, although statistically, it’s not likely. This bailout is not a cure-all...it's just a start. It is EXTREMELY critical that you pay attention to FDIC limits—as people fleeing volatility pull their money out of the stock market. One of the provisions of the new bill temporarily raises the FDIC cap on coverage for cash and cash equivalents up to $250,000.

For complete details on the warning signs of a bank in trouble and FDIC coverage, read Is Your Bank Safe?

Next: Is there protection for annuities?

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