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Lower your entertainment costs!
You and your spouse can easily drop $30 for a night out at the movies — especially when you add snacks to the price of those tickets!
So consider staying home and renting an early-release DVD instead. Make your own popcorn. Buy your soda at the grocery store.
Another way to save entertainment money in this area is to cut a few cable channels from your cable mix, including the premium ones you hardly ever watch. You could save a BUNDLE!
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Child Savings AccountsWhen opening a savings account for your child, make sure their Social Security number is used as the account's tax identification number. That way, as long as your child is under age 14, interest earned will be taxed at your child's lower tax rate, not at your tax rate. This rule holds true as long as your child earns less than $1,300 a year in interest. |
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