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Is “Unclaimed” Money Waiting for You?
Beware How You Cancel Your Credit Card
Don’t Make this Costly 401(k) Mistake
 
Another Way to Find More Cash

Another Way to Find More CashOne of the easiest ways to keep more of your hard-earned money is…spend less of it! We know that's easier said than done. To see exactly how much you're spending and where your money is going, click here to use our special calculator. You might be surprised at just how much you can save.

And if you really want to get control of your money, let us show you how to create a do-able budget. Or, as we prefer to call it, a success plan!

 
Back-to-School Bargains

Back-to-School BargainsAugust is just around the corner, and for many of us, that means it's time to stock up on everything our kids need to head back to school in a few weeks. The good news is that the slow economy means a lot of stores are rolling out the bargains. So keep an eye out for good sales, and to make sure you're getting the most bang for your bucks, follow our 10 Commandments for Smarter Shopping.Paid Content

 
Straight Talk Tip on Checks.gif

Here are the top stories your fellow Dolans.com readers have e-mailed to their friends:

  1. The Retirement Tool You Absolutely Need!
  2. Sample Credit Card Cancellation Letter
  3. How to Protect Your Bank Deposits
  4. IRA Eligibility and Contribution Limits
  5. Why We Hate “Model” Portfolios

Smart Money Moves
  Smart Money Moves

  Is “Unclaimed” Money Waiting for You?

How would you like hundreds or even thousands of dollars to just plop into your lap…no strings attached? (By the way, if you answer no to that question, proceed right to the nearest psychiatrist for an evaluation.)

Well, here's some potentially fantastic news for you: You may have money that is rightfully yours, just waiting for you to pick it up.

There are literally billions—yes, with a “b”—billions of dollars in unclaimed funds out there, from tax refunds to savings bonds that were never cashed in and everything in between.

It may not be winning the lottery, but you'll take it—especially at a time when we can all use some extra cash.

So how can you find out if there's money out there with your name on it? And how do claim it if there is? Watch our brand new video for the important answers [link to come].



Credit Smarts
  Credit Smarts

  Beware How You Cancel Your Credit Card

It absolutely makes our day when we hear from a reader or listener saying how they followed our advice, paid off their credit card debt and then cancelled the account.

Then we get the bad news. “How did you cancel it?” we ask.

“What do you mean? I just cut up the card and threw it away”

Uh-oh. Big mistake. Cutting up your credit cards is only part of the process, and if you don’t take the next step, it could put a black mark on your credit record.

Click here to make sure you cancel your card the right way. We’ll even tell you exactly what you need to say.



Retirement
  Retirement

  Don’t Make this Costly 401(k) Mistake

We’ve talked before about how the current credit crisis has a lot of people searching for new sources of money. (If that’s you, we hope our video on unclaimed money [link to come] finds a few extra dollars for you.)

As a result, a lot of folks are withdrawing money from their retirement accounts. Heck, we’re even hearing about debit cards on 401(k) plans to make it even easier to take out some cash.

Whoa…hold on. Withdrawing money for your 401(k) prior to your retirement is a drastic decision that, over the next few years, could cost you a heck of a lot more than you may realize.

Make sure you're familiar with these 401(k) pitfalls. The retirement you save could be your own.

Sincerely,

Dolans

Ken & Daria Dolan
Editors, Your Money Matters

P.S. to come.to cometo cometo cometo cometo cometo cometo cometo cometo cometo come.to cometo cometo cometo cometo cometo cometo cometo cometo cometo come.to cometo cometo cometo cometo cometo cometo cometo cometo cometo come.to cometo cometo cometo cometo cometo cometo cometo cometo cometo

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DolansAbout The Dolans

For more than 20 years, Ken and Daria Dolan have been the trusted source for real money solutions for people just like you.

Ken and Daria give you the Straight Talk you need to hear to live money-smart, debt-free and cash-rich.

Here is a small sampling of where you may have seen them on TV:

  • Hosts of Dolans Unscripted, a weekly national television show on CNN that aired
    to nearly 85 million homes across America
  • Money contributors on CBS This Morning
  • Money contributors on CBS News Saturday Morning
  • Hosts of their own daily television show on CNBC for four years
  • Guests on The Today Show, NBC Nightly News, LIVE with Regis and Kelly,
    Wall Street Week and many more.

They continue to host their nationally syndicated radio program, The Dolans, which is carried on nearly 100 stations around the country every Saturday.

It's no wonder Ken and Daria have been awarded the only four-star rating for financial broadcasting excellence by Newsweek magazine and named to the Vanity Fair magazine Radio Hall of Fame.

Now, you can have unprecedented access to this wisdom and the Dolans through their new website, Dolans.com. They tell it like it is, and their message is clear: You have to take control of your money, and you don't have to be afraid. You can do it, and Ken and Daria are here to help.

At Dolans.com, you'll be able to explore hundreds of free articles and reports—whenever you want, 24/7. Anytime you have a question about money… anytime you have a concern… anytime you have a problem, just visit Dolans.com, and we'll help you sort it all out.

Visit Dolans.com today!

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