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30 Day Quick Start Plan

by Ken and Daria Dolan

Sign up for your copy of this special report and get the 30 easiest, fastest, satisfyingly powerful ways to: Increase your take-home pay, get a better mortgage, painlessly get out of debt, and more! These are easy steps -- no fancy footwork required. All you do is follow Ken and Daria's straight-talk advice. They make everything -- even fine print -- easy.

Start on your path to financial freedom by getting your copy of the 30 Day Quick Start Plan now!.

Hotel Keycards and Urban Myths

It's time to bust another urban myth that refuses to die, so listen up!

If you still believe that your hotel room electronic keycard carries personal information such as your address and credit card information, you're wrong.

In a 2005 trade publication called Computer World, they tested 100 cards from numerous hotels and found no personal data on any.

Most hotel companies say that all your keycard contains is a code that is randomly selected upon your check in. That code synchronizes the card with the door of your assigned room, allowing you access during your stay. Upon your departure a new code is chosen for the next person staying in that room.

So when you check out of a hotel, feel free to leave the keys in your room as you leave. If you still don't feel comfortable doing this, then drop them off at the front desk.

But stop worrying about a nonexistent problem.

If you want to get smarter about everything money, here’s what we want you to do: Sign up for our FREE email tip-letter, Your Money Matters with the Dolans. It’s loaded with advice to make your life simpler and more rewarding—and it’s FREE. Click here.

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Child Savings Accounts

When opening a savings account for your child, make sure their Social Security number is used as the account's tax identification number. That way, as long as your child is under age 14, interest earned will be taxed at your child's lower tax rate, not at your tax rate. This rule holds true as long as your child earns less than $1,300 a year in interest.

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